Terms & Conditions

https://logic-vault.com

S&K PARTNERS GROUP LTD

Version 1.1 – Effective 18 July 2025

PLEASE READ THESE TERMS CAREFULLY. BY ACCESSING OR USING THE LOGIC-VAULT WEBSITE (https://logic-vault.com) OR ANY RELATED MOBILE OR DESKTOP APPLICATION (COLLECTIVELY, THE “PLATFORM”) YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS (THE “TERMS”). IF YOU DO NOT ACCEPT ANY PART OF THE TERMS, YOU MUST NOT USE THE PLATFORM.

1. WHO WE ARE

1.1 Operator. The Platform is owned and operated by S&K PARTNERS GROUP LTD (Company No. 14541157), registered in England and Wales with its registered office at 124-128 City Road, London, EC1V 2NX, United Kingdom (“Logic-Vault”, “we”, “us”, “our”).

1.2 Contact. Email: info@logic-vault.com. All formal notices must be sent by email and are deemed received on the next business day (London time).

2. ACCEPTANCE OF TERMS

By creating an account, purchasing a digital prompt, or otherwise using the Platform, you (“Customer”, “you”, “your”) confirm that:

• You are at least 18 years old and have capacity to contract;
• You will comply with these Terms and all applicable laws; and
• You have read and understood our Privacy Policy and Cookie Policy, which form part of these Terms by reference.

3. DEFINITIONS

4. ACCOUNT REGISTRATION AND SECURITY

4.1 Accuracy of Information. You must provide accurate, current and complete information during registration and keep your account information up to date.

4.2 Credentials. You are responsible for safeguarding your login credentials. You must notify us immediately if you suspect unauthorised use of your account. We are not liable for any loss arising from unauthorised use where you failed to keep credentials secure.

5. ORDERING DIGITAL PROMPTS

5.1 Product Information. Listings include a summary of the Digital Prompt, the Purchase Price, and any usage restrictions. Although we endeavour to be accurate, minor errors may occur; if we discover a material error, we will contact you before processing the order.

5.2 Order Process. An order is placed by clicking the “Buy Now” (or equivalent) button and completing the Pay-In. Your contract with us is concluded once payment is successfully processed and the Digital Prompt is made available for download or display.

5.3 Currency. Prices are shown in, and Pay-Ins are processed in, the currency displayed at checkout. Where we offer multiple currencies, the exchange rate is determined by our payment processor at the time of the transaction.

6. PRICING AND PAYMENT (PAY-IN ONLY)

6.1 Accepted Methods. We accept Visa, Mastercard, and any other methods displayed at checkout. All card Pay-Ins are processed by our PCI-DSS-compliant payment service provider. Logic-Vault does not directly store full card details.

6.2 Strong Customer Authentication (SCA). You may be required to complete additional verification steps (e.g., 3-D Secure) to comply with the UK Payment Services Regulations 2017 and EU PSD2.

6.3 Taxes. Where applicable, VAT or GST is included in the Purchase Price. You will receive an electronic receipt setting out tax amounts.

6.4 Failed or Reversed Payments. If a Pay-In is charged back, reversed, or otherwise failed, access to the related Digital Prompt may be suspended until the outstanding amount is settled.

7. DELIVERY AND LICENCE

7.1 Instant Delivery. Digital Prompts are delivered electronically immediately after a successful Pay-In by providing a download link or on-screen reveal. Delivery is completed when the Digital Prompt is first made available to you.

7.2 Licence Grant. Upon delivery and subject to full payment, Logic-Vault grants you a non-exclusive, worldwide, non-transferable, royalty-free licence to use the Digital Prompt for personal or internal business purposes. Resale or public redistribution is prohibited without our prior written consent.

7.3 Intellectual Property. All intellectual property rights in Digital Prompts and other Content remain the property of Logic-Vault or its licensors. No rights are granted except as expressly stated.

8. REFUNDS AND CHARGEBACKS

8.1 No Right of Withdrawal. Under regulation 28(1)(b) of the UK Consumer Contracts Regulations 2013 and Article 16(m) of the EU Consumer Rights Directive, the 14-day cooling-off period does not apply once digital content is delivered with your prior express consent and acknowledgement that you lose the right to withdraw.

8.2 Quality Issues. If a Digital Prompt is defective (e.g., missing substantial content), contact info@logic-vault.com within 48 hours of purchase. We will (a) supply a corrected version or (b) refund the Purchase Price, at our discretion.

8.3 Chargebacks. Unauthorised Pay-Ins may be disputed through your card issuer. We reserve the right to investigate and will cooperate with issuers to resolve disputes. Fraudulent chargebacks may result in account termination.

9. ACCEPTABLE USE

You must not:

1. Use the Platform in breach of any applicable law or regulation;
2. Attempt to reverse engineer or extract any source code from the Platform;
3. Upload or transmit malicious code;
4. Infringe our intellectual property rights or those of any third party; or
5. Use the Digital Prompt to develop or disseminate unlawful or harmful material (e.g., hate speech, spam).

10. DISCLAIMERS AND LIMITATION OF LIABILITY

10.1 Digital Prompt Performance. Digital Prompts are provided “as is”. We do not warrant that a specific AI model will produce a particular output when using a Prompt.

10.2 Exclusions. To the maximum extent permitted by law, we exclude all implied warranties, conditions and representations.

10.3 Limitation. Our total liability to you for any loss arising out of or in connection with these Terms shall not exceed the Purchase Price you paid for the Digital Prompt giving rise to the claim.

10.4 No Indirect Loss. We shall not be liable for any indirect, consequential, or special losses.

Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, fraud, or any liability which cannot be limited or excluded by law.

11. TERMINATION

11.1 Your Termination. You may close your account at any time via the account settings page.

11.2 Our Termination. We may suspend or terminate your access immediately if you breach these Terms, misuse the Platform, or if required by law.

11.3 Effect of Termination. Clauses that by their nature should survive termination (e.g., intellectual property, limitation of liability) shall continue in force.

12. COMPLIANCE STATEMENT

We operate a risk-based approach to Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) in accordance with the UK Money Laundering Regulations 2017. For Pay-In transactions above certain thresholds we may request identity verification. Failure to provide requested information may result in order cancellation.

13. GOVERNING LAW AND DISPUTE RESOLUTION

13.1 Law. These Terms are governed by the laws of England and Wales.

13.2 Jurisdiction. The courts of England and Wales have exclusive jurisdiction, except that consumers resident in the EU may take proceedings in their local courts under EU consumer-protection rules.

13.3 Online Dispute Resolution (EU). The European Commission’s ODR platform is available at https://ec.europa.eu/consumers/odr. We are not obliged to participate in alternative dispute-resolution procedures but may do so voluntarily.

14. CHANGES TO THESE TERMS

We may revise these Terms from time to time. We will post the updated version and change the “Version / Effective” date above. Material changes will be notified via email or Platform notice at least 14 days before they take effect. Continued use after that date constitutes acceptance.

15. CONTACT

Questions about these Terms? Email info@logic-vault.com and we will aim to respond within two UK business days.

© 2025 S&K PARTNERS GROUP LTD. All rights reserved.